:root{
  --navy:#0d2a4a;
  --navy-2:#163d68;
  --ink:#152033;
  --muted:#667085;
  --line:#e5e7eb;
  --bg:#f7f9fc;
  --white:#ffffff;
  --gold:#b79552;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1120px, calc(100% - 40px));margin:0 auto}
header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line)
}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.08em}
.brand img{width:44px;height:44px;border-radius:10px;object-fit:cover}
nav{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:650}
nav a:hover{color:var(--navy-2)}
.cta{background:var(--navy);color:#fff;padding:11px 18px;border-radius:10px}
.hero{
  background:
    radial-gradient(circle at 80% 10%, rgba(183,149,82,.17), transparent 32%),
    linear-gradient(135deg,#f9fbff 0%,#eef4fb 55%,#fff 100%);
  border-bottom:1px solid var(--line);
  padding:88px 0 72px;
}
.eyebrow{font-size:13px;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);font-weight:800}
h1{font-size:clamp(42px,6vw,72px);line-height:1.02;margin:12px 0 22px;letter-spacing:-.04em;color:var(--navy)}
.hero p{font-size:20px;max-width:760px;color:#46556a;margin:0 0 28px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:10px;font-weight:750;border:1px solid var(--navy)}
.btn.primary{background:var(--navy);color:white}
.btn.secondary{background:white;color:var(--navy)}
.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:42px}
.metric{background:white;border:1px solid var(--line);border-radius:16px;padding:20px}
.metric strong{font-size:28px;color:var(--navy);display:block}
.metric span{font-size:13px;color:var(--muted)}
.section{padding:76px 0}
.section.alt{background:var(--bg)}
.section h2{font-size:36px;line-height:1.15;letter-spacing:-.03em;margin:0 0 14px;color:var(--navy)}
.lead{font-size:18px;color:#536176;max-width:760px;margin:0 0 32px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.card h3{margin:0 0 10px;font-size:19px;color:var(--navy)}
.card p{margin:0;color:#59667a;font-size:15px}
.badge{display:inline-block;background:#eef3f9;color:var(--navy);border:1px solid #d9e3ef;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:750;margin:4px 4px 0 0}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.checks{display:grid;gap:12px}
.check{display:flex;gap:12px;align-items:flex-start}
.dot{width:10px;height:10px;border-radius:99px;background:var(--gold);margin-top:8px;flex:none}
.quote{border-left:4px solid var(--gold);padding:18px 22px;background:#fff;border-radius:0 14px 14px 0;color:#38475d}
.info{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.row{display:grid;grid-template-columns:180px 1fr;border-bottom:1px solid var(--line)}
.row:last-child{border-bottom:none}
.row div{padding:14px 16px}
.row div:first-child{background:#fafbfc;font-weight:700;color:#445066}
footer{background:var(--navy);color:#dbe5f0;padding:34px 0}
footer .foot{display:flex;justify-content:space-between;gap:24px;align-items:center;font-size:13px}
footer a{color:white}
.small{font-size:13px;color:var(--muted)}
.notice{background:#fffaf0;border:1px solid #ead7ae;border-radius:14px;padding:18px;color:#6b5a31}
@media (max-width:850px){
  nav{display:none}
  .metrics,.grid{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr}
  .row{grid-template-columns:1fr}
  .row div:first-child{padding-bottom:4px}
  .row div:last-child{padding-top:4px}
}
@media (max-width:560px){
  .container{width:min(100% - 28px,1120px)}
  .hero{padding:66px 0 56px}
  .metrics,.grid{grid-template-columns:1fr}
  footer .foot{flex-direction:column;align-items:flex-start}
}